What default date, satisfied, partially satisfied and other credit file terms mean after a short-term loan, and how to check your report for errors.
Category: Credit Files
How short-term borrowing shows up and how to rebuild.
A Timeline for Rebuilding Credit After a Payday Loan Default
A stage-by-stage timeline of what happens to your credit file after a payday loan default, from the default notice through the six-year mark and beyond.
Five Myths About Payday Loans and Your Credit File
Payday loans appear on UK credit files in ways that surprise many borrowers. We test five common beliefs about reporting, scores and settled records.
Does Paying Off a Payday Loan Remove It From Your Credit File?
Paying a payday loan in full changes its status, not its existence. What settled and satisfied markers mean, how long they last and what can be changed.